I agree completely. The way healthcare works in the United States is usually so sensible, frugal, and conflict-free. I can't believe someone could be gaming the system just to make a buck. The author must have some sinister agenda.
I apologize if my tone led you to believe that -- it was not my intention.
My critique has nothing to do with the topic (health care), and everything to do with how the author presented their case. If they were talking about how to raise tomatoes, and used similarly inconsistent / manipulative logic, I would question their agenda.
It just happens, in this case, that the topic is about a very controversial issue right now.