Deposits≥Loans is a tautology since every time loans increase, so do deposits. I... | Hacker News

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		immibis on Nov 29, 2024 \| parent \| context \| favorite \| on: Engineers do not get to make startup mistakes when... Deposits≥Loans is a tautology since every time loans increase, so do deposits. It doesn't mean anything or provide any insight.

hgomersall on Nov 29, 2024 [–]

Even deposit liabilities matched by deposit assets in other banks are essentially inter-bank loans. That is, deposits=loans in all cases.

immibis on Dec 2, 2024 | [–]

I deposit $20. Deposits: $20. Loans: $0. Cash: $20.

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