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It's not a solved problem. 66% of the world does not have a bank account (much less a credit card).

However, 90% have access to a cell phone.

That was the basis for my failed micropayments project :)

It didn't fail because of a lack of demand, but because it's hard to tackle without significant resources. I still might resurrect a less ambitious version (being a middleman here in Uruguay).



Ehh, those 66% don't have enough money to be worth selling to anyway.




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