I keep getting $0.49 and other random amounts charged to an ancient card by Google (one that I long ago used for the business). This is a massive nuisance but there is absolutely no way to trace these payments to anything in any of the Google products I'm using. So I have to keep this card alive and that's more than a bit problematic because that legal entity has merged with another and the bank really wants that card gone (which makes no sense, but that's what they want).
So, here I am, stuck between two idiotic bureaucracies with no way to resolve the problem on either side. Google doesn't answer to anything, the bank is - at least on paper, I've managed to stretch this for three years now - unwilling to bend their rules because the amounts are so tiny. But you can see the ghost of what I'm worried about: you'll see that if that card eventually does get cancelled that that $0.49 or whatever is a reason to lock my account or some other idiotic move.
I had a weird experience with a bank where they seemed to re-open my account after it was closed. I got a letter (as requested) within the 15 day window stating the account was closed and I wouldn't be responsible for any fees on the account in the event it opened again.
They spent most of the 15 days bombarding me with calls and emails trying to resolve it outside the CFPB, but I wanted it on record. That letter is now a PDF attached to the complaint with a complaint ID in case I have problems.
It’s unlikely they’d cancel an account for a cancelled card. Probably the fastest approach would be to just cancel it and see where you get an “update your payment!” notice.
You say that like someone who's never used Google Fi for cell service and had them shut off your account rather than use the backup payment that they told you would stop such a thing.
this is a simple problem. Google is doing weird stuff, not replying to your questions - clearly not something you want to have a relationship with. So move away from google, cancel your card, problem solved.
'simple' in that the solution is obvious.
If this obvious solution is unrealistic for you, then you have made yourself too dependent on google, or are just unwilling to solve the problem. In both cases just stop whining.
So, here I am, stuck between two idiotic bureaucracies with no way to resolve the problem on either side. Google doesn't answer to anything, the bank is - at least on paper, I've managed to stretch this for three years now - unwilling to bend their rules because the amounts are so tiny. But you can see the ghost of what I'm worried about: you'll see that if that card eventually does get cancelled that that $0.49 or whatever is a reason to lock my account or some other idiotic move.