What's the goal of your post, aside from being snarky? A guy gave an interesting feature of rclone, actually.

I know you're (partly?) joking, but I'd gladly pay $20/mo for this kind of "cloud insurance policy" (on top of whatever trivial storage costs there are with each service).

I really wish a service like this existed.

Rclone + rsync.net? A bit more than $20/mo though.

Sure you are joking. But I do have onedrive with hetzner stroagebox and two local backup running at two different locations for this