I don't think anyone who has ever dealt with the aftermath of identity theft that want promptly addressed would say that.
>not keeping an eye on your credit report doesn't mean you're responsible for the fraudulent debt.
It does mean that disputing charges or accounts becomes way more onerous.
So? It's also more onerous to recover your belongings if you don't have an alarm system and the burglar makes off with your things instead of being scared away.
I don't think anyone who has ever dealt with the aftermath of identity theft that want promptly addressed would say that.
>not keeping an eye on your credit report doesn't mean you're responsible for the fraudulent debt.
It does mean that disputing charges or accounts becomes way more onerous.