Loon can (could) handle normal LTE mobile phones. Starlink requires a phased array antenna the size of a pizza box which, to my understanding, cannot be fully miniaturized. That's not to say they aren't somewhat competing against each other, but Starlink doesn't strictly dominate as you imply.
Ok, but just to be clear, I wasn't trying to make a statement about cost; that can always be folded into the monthly payments or, as you say, philanthropically donated.