I didn't perceive it as a black swan at all. It was more like having more snow in the winter than we are used to and therefore having roofs collapse. — yes — there was more snow than usual, but — no — it was still in tune with what would have been reasonable to assume.
Our roofs didn't collapse because of an unfantomable amount of snow, our roofs collapse because they were poorly built, badly maintained and all the money went into the fences to our neighbours instead (partly because we hate them, partly because we want to impress them).
Our roofs didn't collapse because of an unfantomable amount of snow, our roofs collapse because they were poorly built, badly maintained and all the money went into the fences to our neighbours instead (partly because we hate them, partly because we want to impress them).