It would help for costs, which is what you mentioned above.
I know from when I was healthy individual in my 20s, that I tried to avoid doctors visits as much as I could - even though I had killer coverage (90-95%).
I still paid premiums (well my company did) but I simply didn't go.
So hospital utilization would not change.
Remember I'm talking about the payment for any particular procedure, not the number of procedures an average person has.