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Whilst I can totally dig where you're going with this - love the idea of open API's... we know it aint a tech problem.

How did Europe do this with that whole payment services directive (I think that this is what I'm thinking about) - the one that forced all payment systems to have open APIs and such?...

How would we get something like this in the works? It would require a mandate from ??? Congress / the President / Bigfoot???

I can only imagine how these companies would not like this information out. Even if one were to explain that having this data would yield optimizations of their internal systems, saving them money, as the information would most likely make many within the organization look badly.



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