When I was growing up, my father used to tell me "bankers cause wars; they are the biggest criminals in the history of mankind." The article, and my own personal experience, which I'd rather not divulge in public, illustrate this perfectly. I know all the managers knew about the scam; they perpetrated it; and yet, they walk free and flush with cash from such deals, while ordinary people lost their homes and jobs. The S.E.C. is in cahoots with them. Essentially, the managers and lawyers inside of the S.E.C. and the banks found a way to commit criminal acts without going to prison.

"Liberty and justice for all."