The only logical conclusion that can be made from eBay's and Paypal's policies is that they no longer want small sellers to use them. They want professional sellers to sell from their site, people who are used to dealing with chargebacks, etc, and can foot the bill when it comes to chargebacks/fraud. They want to facilitate BUYING from regular people, but make SELLING by regular people very difficult.

There is no other explanation for getting rid of buyer reputation and providing no protection to sellers. They only want people who don't care about buyer reputation, and have deep enough pockets and the expectation that chargebacks and fraud will occur. If they deal with these larger customers, this increases their selling volume (and fees) and decreases their support costs.

My perspective here is in no way Apple-specific, but I was reminded of something quite interesting in this story: if you pass a test and you still have problems, it probably means the test isn't good enough.

Worse, passing a test doesn't magically change the state of the world and make these problems disappear. Turning to the customer and explaining, "there is no problem because you passed the test" does not alter the customer's experience at all: the ghosting still exists.

This has nothing to do with whether or not Apple was smart to behave this way, or what the tolerances should be - I don't have a dog in this fight. Instead, I just wanted to highlight something I have to be reminded of from time to time, in different contexts: no one cares whether you think their problem is real, they care whether the problem still exists for them.

Obvious point: This goes for more than just computer products.